PayPal pending or holding funds: funds availability And…your account is suspended. During the process, you’d be asked to proof of the transaction – you should have the soft or hard copy ready. I knew they were legally obligated to release your funds after 180 days, but I was not aware of the UCC. 13 October 2010 at 9:50AM. Read more s or claims and is not releasing the funds until PayPal deems the reserve is not required but up to 180 days! I guess I can understand why they might do this, but only to a point. Answer (1 of 29): 5 years ago I had a conversation with a Paypal Customer Support Representative. This option will be available as long as the transaction is in the Pending status. Your Depop and Paypal Payment Issues Solved Is it possible to get a refund after 180 days? (Paypal dispute) You can usually cancel a PayPal payment that is in a pending or unclaimed status. This is the same time schedule that buyers have to open Paypal disputes, so Paypal holds the funds in case they need to use them to refund your buyers. Please update your address or bank information as we cannot be held responsible for checks issued to an incorrect address. My Account was deactivated after being frozen for and now they say they will be holding funds for upto 180 days and i did raised this complaint on bbb and i agreed to wait for the 180 days hold period. to issue a refund because fund on hold My funds